The Money Role You’re Playing

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Ep. 226 Mini Quiz – The Money Role You’re Playing

In this episode, I’m kicking off our Money Roles series by helping you identify the money roles you might be slipping into – like the Hustle Hero, Bill Dodger, or Self-Care Spender. I’ll guide you through a fun mini-quiz so you can spot these roles in your own financial journey, and I’ll share a simple reset practice to help you step out of self-sabotaging habits.

Expect honest insights, relatable examples, and encouragement to choose a new, empowering money role. Stay tuned for deeper dives into each role in the coming episodes and grab my Money Mindset Playbook to start rewriting your money story!

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Stepping Into New Money Roles: Understanding the Stage

Money is like a stage, and whether we realize it or not, we’re all actors in this play. Some days you’re playing the hustle hero, working harder than anyone but secretly exhausted. And other days, you’re the bill dodger, avoiding those envelopes on the counter like they’re audition scripts that you don’t want to read.

Here’s the thing, though. None of these roles are permanent. You’re not locked into any of them. They’re just characters that we slip into, roles that we slip into.

And the best news is you get to choose a new role at any moment. Today we’re kicking off a series where we’re going to talk about some of the money roles that you might be slipping into and what to do when you fall into these roles that you don’t want to choose anymore. So let’s get to it.

Welcome to the Money Simplified Podcast

This is Money Simplified, the podcast where I help female entrepreneurs go from stress and struggle to unstoppable with money. Money is more than just budgeting and P&Ls, and we’re going to take you through all of it.

Here we blend proven financial strategy with mindset work and energetic alignment so you can create unstoppable finances, build an unstoppable business, and truly enjoy your unstoppable life. It’s time to take my wisdom, my expertise to help you simplify money and go beyond the numbers.

I’m your host, Aimee Cerka. Welcome. I’m so glad you’re here.

Kicking Off the Money Roles Series

Welcome back to Money Simplified. I’m your host, Aimee Cerka. Today we are kicking off a money role series, and I’ve got a fun little mini quiz that I’m gonna kick this off with.

There are roles that we’ve all played, we’ve all stepped into, we’ve all done these things when it comes to money. We’re going to highlight some of the ones that sabotage your relationship with money, some of those money roles that we’ve slipped into. But make sure to stay tuned because at the end, we’re going to talk about the money role that I think we really want to embody.

Of course, you know, it’s up to you, but there’s limitations with these roles. This isn’t about beating yourself up.

And more than likely, you’re going to see parts of yourself in many of these roles, and that’s okay because we’ve stepped into these roles. Right. But the key is you can step out and you can choose a different one.

Fun Mini Quiz: Which Money Roles Are You Playing?

So let’s kick this off with a little fun mini quiz. I’m going to read out a few short descriptions and every time you hear one that’s like, oh, yeah, that’s me, just jot it down. Think about it in your head and at the end, write. Going to know which money roles you’ve been slipping into, playing into most often.

There are eight that I’m going to cover here. This is less than half of the money roles that we’re going to cover in the upcoming episodes.

You don’t have to fit into just one box. Most of us are going to recognize ourselves in more than one role. There’s nothing wrong with you. It’s completely normal. This is for your observation information.

Money Role #1: The Hustle Hero

First one that I want to highlight here is the Hustle Hero. The Hustle Hero believes if I just work harder, my money problems will fix themselves.

I’ve been this person. I’ve been the hustle hero. So here’s an example for you: You stayed up till midnight working. Maybe it was updating the website instead of getting your numbers up to date, or listening to a training as opposed to sending that pitch email.

Hustle Hero, though, they feel like they just can work harder and the money problems are going to fix themselves.

Money Role #2: The Bill Dodger

Another role here is the Bill Dodger. The Bill Dodger avoids opening bills or bank statements until, air quotes, “I’m in the mood.” We both know that you’re never in the mood, right?

But we put it off. It’s like, “Okay, I’m not in the space for this right now.” There is a time and place for that, right? But ongoing patterns, you’re sliding into the bill dodger role.

An example would be you’ve got unopened envelopes sitting on the counter for weeks. In the digital world, maybe you haven’t checked the bank account or looked at a bank statement in weeks, months, year. At some point, we’re avoiding it.

Money Role #3: The Generous Giver

Next is the Generous Giver. The Generous Giver tends to overgive, discount, or undercharge because charging more feels selfish.

Maybe you’ve thrown in extra work for a client without charging because you felt bad or you give a discount because you feel like they don’t need to pay the full price. “Let me give you a discount. Let me do this thing for you.”

There are ways to do these things in alignment, but these roles are not in alignment. We’ll get to that when we get to the ideal role here at the end of the series.

Money Role #4: The Self-Care Spender

Next one I want to highlight here is the Self-Care Spender. So you buy things to feel better. You call it self-care or business growth even though you really can’t afford it.

Maybe it’s a networking thing or you bought another course to fix your business, but you didn’t ever actually do anything with the last one. We’re just jumping into a new one, thinking this is going to solve all my problems. That’s the self-care spender right there.

Money Role #5: The Spreadsheet Dreamer

The next one is the Spreadsheet Dreamer. This is the person that starts a budget or a tracker with excitement, but they don’t follow through.

How many different apps have you tried, you dived into, but you haven’t actually stuck with one? You’ve spent hours color coding a spreadsheet in January, getting it all ready because it’s the first of the year, and then never touched it again.

Money Role #6: The Lone Wolf

Next here is the Lone Wolf. Oh, this one sounds familiar.

“I feel like I should have figured this out myself, so I avoid investing in support.” Maybe you thought, “I should know how to do this, I should know how to manage this,” instead of asking for help or looking for support.

Money Role #7: The Comparison Spender

The Comparison Spender buys things to keep up with her peers in business or lifestyle. Everyone else has this thing, so let me go purchase it.

Maybe you signed up for a mastermind because your friends did, but it doesn’t fit in your budget. But you want it to look good, you want it to fit in with everybody else.

Money Role #8: The Perfectionist

Last one I want to highlight in this intro here is the Perfectionist. The Perfectionist obsesses over doing their finances perfectly and then they quit when they make a mistake.

Maybe you miss tracking one receipt, one expense, something’s off—you feel like you failed and then you gave up altogether. I’ve seen this happen with bookkeeping and accounting before: you’ve done the steps, you’re trying to reconcile, and then it’s off by like 5 cents and it’s just like, that’s it, I’m done. And you walk away and don’t go back because you got frustrated. The perfection shows up.

Recognizing Your Money Roles and the Power to Change

How many of those sounded like you? Maybe you’ve nodded to one or two, or maybe you saw yourself in half the list. Maybe you’ve seen yourself in different phases in all of them.

That’s okay. Remember, they’re just roles that you’ve been playing. That’s not who you are. Roles can change.

Resetting Your Money Role: The Simple Practice

So the next time, if you find yourself slipping into one of these roles, I’ve got a tool of reset practice that I want to leave you with here in this intro episode.

Pause, take a deep breath in through your nose, out through your mouth. Ideally, we’re breathing in for four, out exhaling for eight, or in for six, exhaling for eight. Longer on the exhale.

Now, put your hand over your heart and say this mantra with me: “I can choose a new role at any moment. Money supports me when I show up today.” That’s it. Simple.

You’ll step out of the old script and step into one that supports your peace and growth.

Before we wrap up, remember this: You can choose that you’re stepping out of the old role, you’re stepping out of the old script, but you don’t have to reinvent everything right now. Choose that you’re no longer going to live in that role that was self-sabotaging you.

Be open to the possibility! Be open to what’s next. Get into curiosity as opposed to trying to have it all figured out now.

Trying to have it all figured out now is almost kind of like the perfectionist, right? We’re self-sabotaging.

With this mantra, with this reset that we’re doing, we’re stepping out of the old role and you don’t have to choose a new one right now. Just sit.

And that can be freaking uncomfortable. Sit in the uncomfortableness. You know that you don’t want to be that person anymore.

Let’s give it space to figure out what you want to be, who you want to be next.

Looking Ahead: Shifting to Healthier Money Roles

In the next episode, I’m going to start breaking down clusters of the money roles in more detail. We’re going to go into what’s happening underneath them and how we step into healthier roles.

That way, you can catch yourself when you’re sliding into those, start to understand the habits and the beliefs that are underneath these actions that we’re taking, and really be able to shift into a money role that you desire to have.

And if you want to go deeper right now, then grab my Money Mindset Playbook. It’s designed to help you uncover the beliefs and patterns that are showing up and shaping your money story. Because your mindset and the money role, your money identity that you play go hand in hand.

I’m going to drop that link in the show notes for you. It’s https://aimeecerka.com/mindset – go grab the Money Mindset Playbook, and let’s keep rewriting your money story together.

You’re Not Alone: Encouragement for Your Money Journey

Remember, you’re not behind, you’re not broken, and you’re definitely not alone. You’re building something real and that takes courage.

So keep going. You’re doing better than you think. We’re doing this the unstoppable way.

We’ll see you next time. Bye for now.

Connect With Aimee Cerka

Thank you so much for listening to Money Simplified. My favorite place to hang out is on Instagram.

You can find me @AimeeCerka to catch all the behind the scenes in my stories, send me a message to share your biggest takeaway, or just to say hi. I love hearing from podcast listeners.

When you’re ready to take action on your mindset, your money, or the systems behind it all, I’m here for you. Whether you’re snagging a free resource, exploring a mini course, diving into the fundamentals with Money Mastery Academy, getting in-depth support inside the unstoppable experience, or scheduling a complimentary bookkeeping consult to finally get hands-on help with your books, your next step is waiting for you.

https://aimeecerka.com/podcastlinks has all the information and of course that link is hanging out in the show notes for you.

We’ll see you next time!