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Please Stop Doing Money Dates – Ep. 107
Please stop going on money dates.
In this episode, we’re talking why your money dates are actually causing more financial problems and why it’s just not serving you. Well, let’s talk about it. Here we go.
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Podcast Key Points:
0:00 – Episode Overview
1:38 – You’re Not Dating Your Finances
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Why Money Dates Might Be Harming Your Finances
Please stop going on money dates. That’s what we’re talking about today. And I’m going to tell you why your money dates are actually causing more financial problems because you end up self sabotaging your financial success.
And yeah, it’s just it’s not serving you. And I know there’s a lot of gurus out there that talk about like money dates and advocate for that. And I’ve had other people tell me like, “Oh, we’re good. We do money dates”, and it’s just like, please stop.
Well, let’s talk about why. Here we go.
This is the Your Money Your Life podcast. I’m your host, Aimee Cerka, a money confidence coach for female entrepreneurs on the path to six figures.
After over 10 years in the personal finance industry and multiple personal financial and medical crisis. I was fed up with the lies that are being shouted from the rooftops by the Gurus. And the media said I help you simplify, solidify and scale your money. By blending tactile money strategies with mindset work, you can create unstoppable finances together, you’ll finally figure out the money thing.
So you can make more money in less time without living off of beans and rice, or sacrificing your lifestyle. Episodes here on the podcast are short and sweet. Being married, having four kids at home, homeschooling being the CEO running the household, I’m kind of busy. And I know you are too. So let’s keep it simple and get to the point. Welcome. I’m so glad you’re here.
Welcome back to the Your Money, Your Life podcast. I’m your host, Aimee Cerka. We are talking about why I need you to stop doing money dates, okay?
You’re causing more problems, just like playing that simple. And here’s why. I’m okay. We’ll start with a funny story. So I heard Where did I hear this on? I don’t know. Okay.
So they talk about like when you’re dating? Like, it’s called courting. And then after you’re married, it’s called lying, right? Because sometimes we kind of like, over exaggerate things when we’re dating because we want to look good for the other person, right?
This is why money dates like is a problem, okay? We’re not dating our finances. Okay, we’re not trying to look good for our finances, our finances aren’t trying to look good for us.
Money Dates vs. Money Meetings
And if you’re in a relationship, which, okay, that’s great. But I want you to have like your money, meaning maybe you could call it a money meeting, but don’t call it a money date. Because this isn’t like, we’re not trying to romanticize this.
We’re looking at this like as facts. Money is emotional enough as it is like, let’s not try and like sugarcoat it, we have plenty of emotions. And then when you’re married, you have two entirely different sets of backgrounds.
The Problem with Romanticizing Finances
You’re bringing to the table two entirely different perspectives. All those things, you’re already trying to juggle all this, then you’re trying to juggle inflation. All these other things going on.
And then we’re gonna call it a money date. And this idea of courting someone and romanticizing them is supposed to be brought into here to like, no, just stop like, this is not serving you any longer.
You’re gonna have a money meeting, you’re gonna have a CEO meeting, which is really what it is because yes, you’re the CEO, the business, but you’re the CEO of the household. Then yes, it’d be fantastic. If both of you can get together once a month, talk about the money. But like, just have a meeting.
Prioritizing What’s Important
CEO meeting your professional, you can do this, right? These things are important. And we’re gonna prioritize what’s important, without trying to put lipstick on a pig like, this is not what we’re doing here. Okay. I feel like this was more of a rant, like an actual educational episode.
But I need you to stop saying that, like stop saying that you’re doing the money dates. We talk all the time, about how powerful our words are, and the intention that we’ve put behind them. So you’re saying that you’re going to do these things.
Maybe you’re thinking, like, “oh, no, Aimee, I’m not trying to romanticize it.” We just wanted to put a cute name on it. We’ll pick a different cute name.
Because your words have meaning and the meaning behind date invading is to court and romanticize the other person, right? Like you want to impress them. That’s not what we’re doing.
Consistent Money Check-Ins
So money meeting works great. I think I’ve said that a couple of times now. But you can pick something else too.
If you don’t want money meeting money. Money check-in. I can even like follow up with the source right now for meeting The Soros.
Let’s see what else we got here. A money gathering, a money Summit, that’s a little different. But an encounter that’s kind of funny. But even just like weekly check-ins, the household CEO check-in, like that is gonna cover it.
Do it once a month, be on the same page. But if you have the system ongoing, like I tell you to do the daily check ins, the weekly check-ins, like everything’s built in, it’s not going to take long. You’re already going to have the data there.
And if you go a little bit farther, without one of these money meetings, or money conventions, is another source example here. You’re going to be okay, because the systems are in place. But getting to the point where you have the system to be able to handle the thing that you’re not bickering with your spouse about, like these money decisions, we’ve assigned the system, the money management system, the budget to handle the brunt of that.
Overcoming Differences
Then the fact that you have two totally different like upbringings, all those things isn’t as big of a deal. And then we’re not going to romanticize it, because you’re not going to call it a money date anymore. So what are you gonna call your new non money date? Like your money meeting?
Share Your New Term
So if you message on Instagram, or drop a comment, if you’re watching on YouTube, what are you gonna call your monthly money check-in whatever you want to call it, just don’t call it a money date. That’s it for now. We’ll see you next time on the Your Money Your Life podcast. Bye guys.
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Thank you so much for listening to the Your Money, Your Life podcast. I’ve got a special gift for you for sticking around to the end. And if you’re tired of your finances being a mess, this is for you.
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