The Only Way You Should Be Managing Your Money

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The Only Way You Should Be Managing Your Money – Coaching Corner

In this episode, I delve into a follow-up discussion sparked by an Instagram conversation on what I’d do differently if I had to start over financially. I emphasize that money management isn’t one-size-fits-all and explore how personal strategies can empower you financially. We talk about avoiding societal “shoulds” in business and personal finance, and how embracing individuality leads to success.

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Resources:

Ep. 171: Overcoming Obstacles in Business – What Would I Do If I Started Over – Coaching Corner
Cashflow Calculator: https://aimeecerka.com/cashflow
Instagram: https://instagram.com/aimeecerka

Podcast Key Points

0:00 – Episode Overview
2:34 – Execution is specific to you
5:56 – Not one way that you should be managing your money
7:20 – Setting yourself up for success

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Breaking the Money Rules

Last week, we started a conversation that was sparked from a conversation I had had on Instagram. Somebody had reached out, was essentially like, you know, if you had to start over again, what would you do differently? What would you do? And we talked about that. So if you missed last week’s conversation, make sure to go back and check it out.

There is No One Size Fits All

The caveat, or I guess what we want to talk about today was something that came up a little bit later in that conversation. We talk all the time about, you know, money isn’t one size fits all. It is specific to you and the strategy and all those things. We’re going to get into that a little bit today. But there was a question that I asked so that I had, you know, the context that I needed to be able to answer.

Let’s Talk About Managing Your Money

And the answer that I got, there was a lot of things that showed up, and it hurts. I hurt for them because I see so many of the things that show up that shouldn’t. There we go. I use that word that we should not subject ourselves to. And it’s very important that we talk about this and have this conversation so that you can stand in your power and truly be unstoppable when it comes to your finances.

Why This Topic is Important

We are back talking about, essentially, you know, if I had to start over again, what would I do differently? And this was again sparked from a conversation that happened on Instagram. Missed last week’s episode? It’s linked in the show notes below because that’ll give you some context on where we’re at.

Different Money Strategies

How you actually execute on that can be and should be individual to you, because again, it has to work for your money, your life, hence the name of the podcast. Within the conversation that we were having, it was like, why is this showing up? She shared like, I can do this. There was a pivot made within the business, okay? And I’ve done it for four years.

Understanding Success and Strategy

She had built a team, she had things going on, but then there was a course, a training of some sort. And I’m not familiar with the specifics, so I don’t know exactly what was shared. All of those things that opened her eyes to another way of running her business. But the problem was, and I’ve got the verbiage here that she used, how she should really be working her business. She discounted the success that she had already had.

External Pressure and Success

So many times we can feel that external pressure on things have to look this certain way. We have to do it, you know, with one to one coaching for first, or you have to create digital products or you’re not leveraging your time. And there’s not those shoulds. How you operate your business and how it feels in alignment now, maybe this will feel more in alignment for the season of life that she’s in. But it’s not how you should be working your business.

Removing the Shoulds

We need to not discount the success that we had before or that you still have. It just opens the next door because you were able to do that, now you have the opportunity to move forward. It’s about, there’s not one way that you should be operating your business. There’s not one way that you should be living your life. There’s not one way that you should be taking care of your health.

Having Principles in Place

When we remove those shoulds and we can look at the principles and, yes, we want to have certain things in place. We want to have something in place to help you manage your money, because the principle of managing your money and taking care of what you have helps empower you to make more money. Managing your money and making your money are two different skills. We have to have both because, you know, when you manage your money, it allows you to make more money.

Working The Framework

We talk about the framework. It’s all interconnected, but those are the principles. We’re not getting into the specifics of, you have to put 10% here and 20% here. I had another client that was sharing something. We have a mutual coach.

Goals for Managing Money

I was hearing the percentages talked about, and it was like, hey, we need to do this, and we need to do this like that. It was like, 10% here and 20% here, and I will share the goal percentages, the goal percentages. Starting out, it doesn’t do us any good to talk about that? You have to know where you’re at now. So if you do that work, you get yourself to take the action that you know you need to do.

The Importance of Knowing Your Status

Then you feel defeated because you’re at 80% instead of the 50% that they want to talk about. That’s not helpful. That’s, again, that should, instead of looking at the principle of we need to know what percentage things are. You want to prioritize, because your life, things can be totally different for you on what you want to prioritize.

Different Seasons in Life

Maybe you’re in a season that you want to save a lot more. So yes, your fixed necessities are lower, but you want to lower your fixed necessities, but you’re going to increase the savings. Maybe you’re in a season that you’re not as worried about saving and you want to make sure. Maybe it’s all your kids are young, or you’ve got a couple years left until they go off to college.

Understanding Your Priorities

There’s so many different scenarios on what’s important to you. If we work to remove all of the shoulds, we should be doing this. So next time that we’re working towards something and you’re like, I need to do this. I need to have a podcast. I need to do another launch.

Ask Yourself Why

Ask yourself why. Like, why is that a I need to do this? Is it because you enjoy it and it’s something that you want to do? Is it because you put the societal pressure on you that, hey, it should look like this, or this is not okay if you want this? Or this is okay, this is the only option.

Don’t Compare Yourself

She was talking about how there’s times where it’s like, where I’m already 43, so like, I’ve already done all these things, I should be farther ahead. We have to look back at it. Like, why are we making these things? Is it from a place of where we are standing in our power, standing in our worth.

Your Worth

It takes intentionality to be able to show up in that regard and remove that. But again, it’s the should. You should charge high ticket because that’s the only way you’re going to make money. Or you should charge low ticket because otherwise you’re just taking advantage of people. Both of those things are those shoulds.

It Takes Time

It takes time. It takes intentionality to be able to show up in that regard and remove that. But again, it’s the should. You should charge high ticket because that’s the only way you’re going to make money. Or you should charge low ticket because otherwise you’re just taking advantage of people.

Standing In Your Truth

We have to remove that should perspective to be able to stand in our power. There’s new levels. I had a coach that I was working with that described it as a staircase. So we’re going up a spiral staircase. Often we’ll be like, okay, I took care of that.

Continual Improvement

Woohoo, we’re done. Don’t have to worry about it again. But as you circle up the spiral staircase, you feel like you come back around to the problem. But you’re on level four of the problem versus level one. This is going to be a continual practice.

The Unstoppable Experience

So the faster that you learn and embody these things about who you are, the faster that you see more success. That’s really why I’m really so excited about the unstoppable experience. Twelve month experience here working together and having the hybrid of like giving one to one support and the group mentorship and you’re going to have all the training and the coaching and it’s all going to be done. When you’re ready to show up and to truly step into that.

So I’d love to invite you for the presale waitlist. Send me a message on Instagram. All right, I think that’s it for now. So we’ll see you next time. Make sure to stay tuned!

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