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The moment you give money, you unlock an amazing power. Research from Harvard shows that charitable giving is one of the most effective things you can do to improve your health and well-being. That alone should be enough right? More than that though you’ll create more prosperity by giving money away. How is that even possible? I’ll explain in today’s episode so let’s do this!

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Podcast Keypoints
0:00 – Episode Hook
0:19 – Episode Sponsorship
2:56 – Episode Start
3:31 – Why Giving Money Is Powerful
4:42 – Relationship With Money
6:07 – Giving And Training The Kids
8:37 – Giving Time Instead of Money
10:07 – Pro Steps To Giving – Set it Aside
11:12 – Contributing To A Cause
12:46 – Wealth Wednesday
14:46 – Challenge

Frustrated that you aren’t making the progress that you should within your finances? Create an unshakable money mindset with the Money Mindset Mastery Checklist

Read It! Giving Money & The Momentous Power You Unlock

Want to improve your financial situation?

One of the best things that you can do is give to others. It might sound counterintuitive. You’re probably saying “But I’m here to make money, Aimee.”

But in today’s episode, we’re pulling back the curtain on the momentous power you unlock when you start to give money. So, let’s do this!

This episode of the Your Money Your Life podcast is brought to you by the Money Mindset Makeover Blueprint.

The Money Mindset Makeover Blueprint is the brand-new course to help YOU, the one who’s sick and tired of feeling like there’s this invisible force holding you back. Whether you’re doing all the work and not seeing the results, or can’t seem to make yourself do the work that you know you need to do.

Through this four-step blueprint, you’re going to find out exactly how to uncover what is holding you back and how to move forward to the profit and impact you were called to make. This brand-new course is actually not available yet, but you know I’m gonna make you a no brainer offer when it officially launches.

Are you ready to release the negative stories that are holding back and be equipped with the tools strategies and methods you need to ensure your mindset will propel you to a path of wealth and impact? Then all you need to do right now is registered for the waitlist.

Anyone who joins the waitlist before Money Mindset Makeover Blueprint is officially live is going to get a super sweet bonus as well.

Make this year the year you finally kick that money mindset story to the curb so you can achieve your goals.

To register for the Money Mindset Makeover Blueprint whitelist, simply visit So, make sure to register now. And of course, if you need that link again, it’s hanging out in the show notes for you.

Welcome to the Your Money Your Life podcast. I’m your host, Aimee Cerka.

After my husband and I faced three major financial roadblocks in the last six years, I felt like I wasn’t doing all that I could and I had let my family down. It always felt like life was a struggle like I had to work harder than everyone else. It just came easy to them, and I didn’t feel worthy of success.

Until, a coach helped me see the successes in our experiences instead of our failures. This allowed me to create and implement systems to grow our network by 200,000+ while spending time with my loved ones and on my priorities. Now I help motivated women create the happiness, family life, financial security, and long-term wealth they deserve.

If you’re ready to eliminate stress, struggle, frustration and guilt within your finances, you’re in the right place. Welcome, I’m so glad you’re here!

The Power of Giving Money

Welcome back to another episode of Your Money, Your Life podcast. I’m your host, Aimee Cerka. We are talking today about giving money and the mindset power that you unlock when you start to give money.

So it might seem a little, I don’t know, weird to say that giving away money creates wealth, but we really do. Stick with me today, okay? I’ve got several things here that I want to talk about and this is really so powerful when we really dive into this.

The first thing we need to talk about is like why giving money like you why you unlock this power when you begin to give money.

If you are not willing to give money, you’re holding on tight to it for keeping it close to you, if you’re watching on YouTube, if you see this that like I’m holding it close to me, that there’s no room like you’re closed off, there’s no room for money to come in, right? But if you are willing to release money, and you are able to let go, you create the energy that it’s open. And you’re able to receive more money because you’re not holding on tight to what you have.

When we hold on tight to what we have, we think that we’re protecting it. But honestly, we’re closing the door. Like this is it, we’re locking it in. But when we are willing to release money instead, when we release the energy, we open the energy that it can come back towards us as well.

And that might sound a little bit woowoo but like, watch the YouTube video for listening on the podcast, like see the visual example here. Like when we’re holding on tight. We can’t let anything else in. So, we have to be able to be willing to release money.

Building a Positive Relationship with Money

Not only that, like we need to build a positive relationship with money and we’ve talked about before if you are doing something that you hate, you’re not really gonna keep doing it. Like think about, I think we’ve all had jobs we didn’t like. We just watched the clock until we’re done right, like doing the bare minimum that we need to get by.

So, if we don’t enjoy our relationship with money, and we’re having to, again, we’re gonna go back to the whole pinching pennies thing, we don’t have to do that. But if you’re doing these things that you don’t really want to do, you’re counting down so you don’t have to do it anymore, right? But if we build a positive relationship with money, and we’re able to start giving money, and we’re gonna talk about some ways to do that, and a little bit here on the episode, but when you’re able to do that, and when you’re able to impact others, yes, you’re gonna leave like that impact on that. And that’s great.

Empowering Impact Through Giving

But you’re also going to feel good about yourself. And there’s some people that will say, like, okay, that’s not good, you shouldn’t brag about that. And I’m not one that like, I’m not shoving a camera in a homeless person’s face, like, “Oh, look at me, I’m doing so great.” But you can feel good about yourself, knowing that you’re doing things that you need to impact others, like you are doing things to help your fellow man out. You’re doing things and giving to organizations.

We started, what, three years ago, now, I’m going to forget the name of the Samaritan’s Purse, I think it is, the Christmas shoeboxes, have you seen these before? So my kids, all three of them, as of right now. We hit a Christmas shoe box for all three of them, and they fill that up, and they know that they’re giving a present to somebody who’s a little boy or little girl just like them somewhere on the other side of the world.

And it’s about giving. And there has been a couple times where it’s kind of like, ooh, like, I want this, but you know what, it’s always secondary, to being able to give that to somebody else. It’s like they want one for their friend, so we always call them, they want to give one to their friend, but you know, “can I have one too” type thing.

But even them, let’s see how old are there now, ten, five, and three, they realize how good it feels to be able to give to somebody else. Or I’ll get the sweetest when I’m talking about this, for my birthday this year, so my 10-year-old, we don’t do allowances or anything in household as of right now. Um, I don’t know that we’ll ever do allowances, they’ll probably get rewarded based on above and beyond, but there is a certain level of things that you have to do to contribute to the household.

And we can dive into that, in like a whole ‘nother topic. We’re going to create a homeschool curriculum. So if you’ve got kids, finances, we need to talk because we need to get that done. Because our kids need to learn about money too, right?

Starting Small: Wealth Wednesday

But he made me a birthday card, and it’s always really sweet when he makes birthday cards. We always do homemade cards because we love seeing like, you know the handwriting improve, and the pictures and everything the imagination that he comes up with. But this year in my card, his birthday is three days before mine, so this probably was prompted because we had just had Christmas and then his birthday and he received some love.

But he went into his, I guess it’s a piggy bank, it might have been in his wallet. But into his money, which again, there’s not like a regular flow of his money, and pulled out a $5 bill and taped it inside my birthday card to be able to have that to give to me. It was done all on his own without prompting and it was just so sweet to see that.

And that’s the power that we unlock when we start to give. Yes, your time is great. It is so wonderful to be able to volunteer and give your time and go serve and places and help those that are less fortunate than you. And I think it’s important to teach our kids that as well.

But there is only so much time that you have in a day because your time is your most precious resource that you have. So, it’s not leveraged. And if you want to create an impact, why not give, not just give your time but be able to give monetarily because you know what, when you do that, especially, it’s like the butterfly effect. You don’t know what positive impact and it’s doesn’t have to be a lot we’re going to talk about that in a minute.

The positive impact that you can create, the change that you can create in somebody’s day, just by randomly receiving an extra $10 or $5 or even $1. It all adds up and it’s the impact that you can create because you can leverage your money and we can’t be we can’t leverage your time but we can’t get our time back, but we can our money. Which is so why it’s so important to be able to release it, let it go.

We’re going to create the positive relationship with money. We’re going to feel good about ourselves. We’re leveraging our time. We’re making most of our time, but still creating that impact and still giving back in ways that so many of us feel called to do.

Creating a Giving Fund

The next little, I guess we’ll talk pro steps now about like actually doing this, okay? So, we have a giving fund.

Now you know, I’m a fan of Discover. It’s in Discover in a savings account that is above and beyond our regular giving. So you know, every cent every dollar that comes into my company, my business, 10 cents on every dollar is given to Operation Underground Railroad to help fight child sex trafficking. So if you’re on the waitlist, if you’re part of Money Mindset Makeover Blueprint, then you’re helping fight child sex trafficking. If you’ve become part of Money Masters Inner Circle, if you’re on the waitlist, so that you can join us, when we reopen the doors, you’ll be able to help fight child sex trafficking then as well.

But we have a fund where we put aside money, it’s above and beyond the normal amount that we give and we set it aside. And if there’s a cause that comes up, you know, we all have those happen. We hear those things, it’s normally something tragic happens, and there’s a need there that you see where they need this chunk of money. If you’ve set aside money in this giving fund and you don’t touch it, when something comes up, and you just need to be able to write a check to solve that problem for a family.

And maybe you’re not even to the point that you can write the full check, but maybe you can write half or even like a quarter of it. We’ve all seen the GoFundMe’s that don’t get funded. If you can solve that problem, solve that pain that somebody is going through because you had a fund set aside for somebody else’s rainy day, you know how good you’re gonna feel after that. It’s gonna be game changing for you.

But with that, yes, I want you to dream big. Yes, I want you to think about writing that, you know, five figure check or maybe it’s just a $1,000 check or $250 check. And for the kids that want to be able to go to this camp and they just need the money and you can just take care of it, yes, we should dream big like that. But start now.

Start with something. Commit to giving that percentage, whatever it might be on an ongoing basis. Start with 1% if you need to. If you’re going through Budgeting Simplified or you’ve been through Budgeting Simplified, we talk about the giving and the way that that works, but just start somewhere.

Starting Small: Wealth Wednesday

And if nothing else, I want you to start with something that is called a Wealth Wednesday. Now the idea and the concept of Wealth Wednesday comes from Ray Higdon and the Higdon group (I’ll put a link in the show notes) where they talk about Wealth Wednesday and what that is, and they do things every Wednesday. But what Wealth Wednesday is they do a random act of kindness for a stranger involving a financial exchange.

Um, as you know, I’ve got kids in diapers, we’re down to one, hopefully we’ll get rid of that one before the new baby is born, right? Just keep one in diapers, but I had to and diapers for a little bit. So for me, what I’ve always done when I participate in Wealth Wednesday was, they call it reverse shoplifting. So leaving either you know, a $5 bill, a $10 bill or a $1 bill, if money’s really tight, inside the diaper container at Walmart, or whatever that is.

And I know with grocery pickup and so many other things like a lot of us don’t necessarily go to into the stores that often so there’s other things that we can do. I’ve heard of people finding a baby registry on Amazon, and gifting an item anonymously on someone’s random list. There is, you go out to eat and tipping the bill or tipping extra, especially right now our servers are overworked.

I mean, I’ve been a server before. The servers often are overworked, under-appreciated. Imagine how much better you’re going to make somebody’s day just by giving a little bit extra or paying for this person behind you in the drive thru. All these things make a difference, but just finding a way to impact someone on a financial level.

It doesn’t have to be a lot. We can start with $1. You start with $5. But create the habit at least on the weekly basis that you’re doing this and you’re gonna be amazed at the power that you unlock. Even if you don’t believe me, just try it. Okay?

Taking Action: Your Challenge

So your challenge today is to figure out what you’re going to do.

Is this something that you’re already doing on a regular basis and you’re just going to take it to the next level? Are you going to start that giving fund? Are you going to start participating in Wealth Wednesday, either finding something to do in person or finding a way to do things electronically, maybe it’s buying a gift off the Amazon registry or finding something that you can do from home since some of us don’t get out as often anymore, or we’re not going to the grocery stores at least? Finding something to do.

Celebrating Your Success

And then I want to know, I want to celebrate with you this power that you’re unlocking. This way that you’re going to feel good about yourself AND create an impact on others at the same time. So send me a message on Instagram, let me know what you’re doing. And just try it, okay?

Release some of that energy. You’re saying “Things are so tight Aimee right now. I can’t do it. You’ve seen inflation you’ve seen all these problems that are that are coming” I know. But trust me this is so powerful, that’s why it is okay to start small because sometimes we just need to take that first little step in the right direction and you’ll be amazed at what doors open.

This is just one of the things that we talk about inside the Money Mindset Makeover Blueprint. So if you’re wondering “Can I actually do this?”, make sure you’re on the waitlist so you can be the first to know about the Money Mindset Makeover Blueprint and we’ll see you next time for another episode of the Your Money, Your Life podcast. Bye for now!

Thank you so much for listening to the Your Money Your Life podcast. My favorite place to hang out is on Instagram. You can find me at @aimeecerka. Send me a message or post a screenshot and tag me! I love hearing from podcast listeners.

Ready to Master Your Money?

When you’re ready to master your money, go to You and I will work together to ditch financial stress and struggle for good with a customized plan that works for you, your goals, your priorities, your life. I’ll see you next time on the Your Money Your Life podcast.

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Aimee Cerka
Aimee Cerka

The Money Confidence Coach - She helps motivated women, like you create the happiness, family life, financial security, and long-term wealth they deserve. Create unstoppable finances so that when the next curveball is thrown your way... You're prepared. Click Here to Learn More

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