Disclosure: Some of the links below are affiliate links. Meaning at no additional cost to you, I will earn a commission if you click through and make a purchase. Don’t worry though. I only recommend products that I believe will help you on your journey.
- Money-Saving Tips
- Need To Stop Living Paycheck to Paycheck?
- 7 Ways To Save On Everyday Stuff
- How To Start Creating Wealth Now
- How You Can Start Saving Money In Seconds
- Common Mistake When It Comes To Money
- Simple Solution To Start Paying Off Debt
- Easy Ideas For Free Family Fun
- How To Generate Wealth Even If You’re Broke
- QUIZ – What Animal Do Your Money Habits Mimic?
You know those goals that you’ve set, that feels unachievable?
They are so “out there” you haven’t really told anybody just in case you never achieve them?
Well, today let’s talk about your secret financial goals and the step you need to take to be able to reach them because you CAN! So let’s do this!
Money Mindset Makeover Blueprint Waitlist – https://aimeecerka.com/blueprintpreview
Goal Setting Episode – 4 Strategies To Setting Goals Effectively – https://aimeecerka.com/09
Instagram – https://instagram.com/aimeecerka
0:00 – Episode Overview
0:29 – Episode Sponsorship – Miney Mindset Makeover Blueprint
3:48 – Your Secret Financial Goals
4:48 – Is it to plan? Find a coach?
5:59 – The Funds
6:48 – My First Step
11:08 – Consistency Not A Season
13:38 – Your Challenge
Frustrated that you aren’t making the progress that you should within your finances? Create an unshakable money mindset with the Money Mindset Mastery Checklist
Read It! The First Step To Reaching Your Secret Financial Goals – Ep. 20
You know those goals that you’ve said that just feels unachievable. They’re so out there or they’re BHAG goals (Big, Hairy Audacious Goals), that you haven’t really told anybody just in case you never achieved them.
Well today I want to talk about those goals. And no matter what the goal actually is, we’re going to talk about your first step to make progress towards actually achieving those goals. So, let’s do this!
This episode of the Your Money Your Life podcast is brought to you by the Money Mindset Makeover Blueprint.
The Money Mindset Makeover Blueprint is the brand-new course to help YOU, the one who’s sick and tired of feeling like there’s this invisible force holding you back. Whether you’re doing all the work and not seeing the results, or can’t seem to make yourself do the work that you know you need to do.
Through this four-step blueprint, you’re going to find out exactly how to uncover what is holding you back and how to move forward to the profit and impact you were called to make. This brand-new course is actually not available yet, but you know I’m gonna make you a no brainer offer when it officially launches.
Are you ready to release the negative stories that are holding back and be equipped with the tools strategies and methods you need to ensure your mindset will propel you to a path of wealth and impact? Then all you need to do right now is registered for the waitlist.
Anyone who joins the waitlist before Money Mindset Makeover Blueprint is officially live is going to get a super sweet bonus as well.
Make this year the year you finally kick that money mindset story to the curb so you can achieve your goals.
To register for the Money Mindset Makeover Blueprint whitelist, simply visit aimeecerka.com/blueprintpreview. So, make sure to register now. And of course, if you need that link again, it’s hanging out in the show notes for you.
Welcome to the Your Money Your Life podcast. I’m your host, Aimee Cerka.
After my husband and I faced three major financial roadblocks in the last six years, I felt like I wasn’t doing all that I could and I had let my family down. It always felt like life was a struggle like I had to work harder than everyone else. It just came easy to them, and I didn’t feel worthy of success.
Until, a coach helped me see the successes in our experiences instead of our failures. This allowed me to create and implement systems to grow our network by 200,000+ while spending time with my loved ones and on my priorities. Now I help motivated women create the happiness, family life, financial security, and long-term wealth they deserve.
If you’re ready to eliminate stress, struggle, frustration and guilt within your finances, you’re in the right place. Welcome, I’m so glad you’re here!
Welcome back to another episode of the Your Money Your Life Podcast. I’m so excited that you’re here today!
Today we’re talking about those goals that you want to achieve, but it just they feel so out there and like, I don’t know, like they’re your secret financial goals that we never really talked about, right?
So, I’m all millionaires or anyone, billionaires, anyone even that has like a seven-figure net worth. They all want to begin with the first step. Okay, so what is the first step? Right? Sure, that’s what you’re asking me.
But no matter what the goal actually is, because there can be such a wide variety of things that you’re working towards, maybe it’s you know, doing something and creating an impact. It’s the foundation you want to start, it’s schools that you want to build, it’s foster children that you want to impact. You know, for me, it’s the NICU families that I want to be able to support.
It can be something else, it can be like vacation homes, it could be buying your own island, which, you know, I kind of would like the idea of you know, sometimes things just kind of get crazy and you’re like, let me just get away. If you like owned an island, like maybe you can own with some friends like some people that you’re like close with, get an island those type of crazy goals that you can do. (And you can buy islands by the way.)
There’re so many different things out there. I mean, this is a rare car, or cars, plural. I’m sure there’s tons of you know, classic cars that my husband would love to own for example, and that’s just, you know, not my thing. I prefer the new cars, right?
But no matter what that goal is, what is your first step?
Some are going to say that it’s the plan. Some are going to say that you know, find a mentor, find a coach, find somebody who’s done it already and learn from them. Someone’s gonna say that tell everybody make a post, announce it so that those doors can open. Because if nobody knows that you’re working towards those things, then like those doors aren’t going to open automatically for you.
And, you know, they’re not wrong. All three of those things are very valid, they’re all going to be super beneficial. We’re gonna talk a minute about like, why that’s so important. But in reality, that’s not really getting us an action.
So, what IS the first step that you can do? What is something that you can do today, that’s directly related to those goals?
So maybe it’s his big purchase you want to make, maybe it’s this impact that you want to create. There’s this big purchase that you want to make, or this charity, or charitable organization or impact that you want to leave, those things. What’s the first step that you really can take to move forward? All of those things, you have to have the funds there, right?
We’re going to talk about the power of giving and being able to, you know, give your time, but you know what, our time is limited. So, imagine how much more leveraged you’re going to be able to be when you’ve created that organization that gives back, and the way that is important to you, that feels special to you, something that’s important to your heart. But in order to achieve the secret goals that you have, we have to take that first step, okay.
And the first step is to get an action and an action that is going to actually move you forward. It can be something small.
You know, one of my first actions was towards the fund that I want to have to support NICU families was opening an account and putting like $25 in it. Now it wasn’t even an account that something that I could commit to adding on a regular basis, but I set, like I made that step because I knew I was going to need those funds to do that. We had to have the funds there to be able to one day down the road, establish the organization and do those things that we wanted to do. But I hadn’t had the funds there, and they had to be designated, somewhere that we can see it.
So the action step, it might be small, but the action step that I want you to take is I want you to do the same thing, put aside the money. You can pull out the money and put it in cash and put it in a safe labeled with that organization that you want to give to. Whatever that be, whatever you want to do, if it’s something you want to buy, if it’s something you want to purchase, if it’s towards your island, whatever you’re gonna call it. If it’s towards a yacht, if it’s towards the charitable contribution, whatever it might be for you, but label it.
And if you don’t want to put it in cash and envelope, if you know you’re going to touch it, one of those things. For myself, you probably if you’ve been around with me for a little bit, you know, I love Discover, yes, the credit card company has a bank attached to them as well. You can have like as many savings accounts, really, I haven’t heard of a limit, okay, and I’ve got like 10 to 12, something like that, I don’t know, I lost track.
You can have a savings account; they have the minimum that you have to have to open the account. But after that there is not monthly fees, and they do actually kind of pay you interest on it, it’s not going to be a lot but it’s definitely way more interest than I earn it any other bank. We get actually get a statement from them because of the interest that we earn, that we have to submit with our taxes. But making the action step and moving forward, doing something tangible. Okay? That’s the key here, it needs to be tangible.
Now there are something that Nick and Megan Unsworth from the Life on Fire movement, they call it “guaranteed growth goals”, okay? And what a “guaranteed growth goal” is, is kind of one of the other three things that we talked about, okay? Be like to make a plan or to hire a coach or to tell the world but they’re goals that force you to move forward. Okay.
So if you were to set up like an automatic payment transfer to automatically add to that, kind of forces you to figure out where the money is going to come from to add towards that secret financial goal that you’re working towards, right.
But setting something, let’s say you wanted to run a marathon and instead of trying to figure out like breaking it down, okay, I need to train me to run this far this day, this far this day, this far this day, kind of in the middle of planning things out myself because we are expecting and all the things that I need to get done before, or that I want to get done well say, before the baby arrives. Like planning things out like that, we’re not actually getting into momentum. But if you go and sign up for the marathon, or if you sign up for the 5k, that you’re going to run to help you prepare for the marathon, there’s your first step.
And you’re working on growing, actually taking action on the things that matter. Yes, we need to plan yes, we need to break things down. But oftentimes, for these big, we’re calling them secret financial goals. so let’s stick with that, these secret financial goals, it just feels so out of reach, even if you work through the process that we’ve talked about before, and I’ll link to it, where we break down like step by step on like, what we need to work on and then what needs to be our priority next, and what needs to be the priority next. Okay.
So, like “The 12 Week Year”, we have our one goal, and we break it down into the 12 weeks. It’s same type process, but often, when we find something that’s this big, it doesn’t feel realistic, to break it down my path, okay. And the purpose of you creating the tangible action step first, is to create a pattern of consistency, and a consistent behavior, okay? Because otherwise, this just kind of becomes a season or you know, like, oh, yeah, I tried one of those things before. I tried to do that before, it just wasn’t for me and just didn’t work out.
The problem that we see with that is often a mindset issue. Because if you can take the first step, we know that we’re making progress. But our subconscious mind, we’re going to talk all about this inside the Money Mindset Makeover Blueprint.
If you’re not, like set up for that, if you’re not on the waitlist, like just go, go join the waitlist. I’m going to give you a super special bonus and you’re going to be the first to know when this course goes live. And I’m so excited for this because this invisible force that comes up, if you can just get past that, the secret financial goals can become realities.
But the problem is, is we set this intention, we want to do this and our subconscious mind is designed to protect us, right? So, we have created money stories somewhere along the way, or things feel different. And since our subconscious mind is designed to protect us, when we try and do something that’s out of the norm, because you think like no cavemen is we’re trying to stay alive, right?
If you’re trying to do something that’s that crazy, that doesn’t feel safe, right? So, it’s like “Alert, alert, alert. We do not want to do this do not go for further don’t proceed. Let’s come up with something to stop them. Okay, how can we stop? Or how can we stop her from moving forward?”
And we don’t even realize this conversation is going on, that’s the craziest part, okay. I’m sure we’ve all had things that like we’ve been doing, you build this consistency muscle, and then all sudden, you just kind of quit doing it. You’re looking back and you’re like, I don’t even like I don’t even know why. Like, why did this happen?
It doesn’t even make logical sense… because we’re not operating out of the logical standpoint. So you need to take that first tangible step, yes. But then we need to find somebody who’s done it, you need to find that resource you can tell somebody. Have that group to be able to help you work through your mindset obstacles. Somebody who understands what this is like. Somebody can help you see what this is going on so it doesn’t become just one of those things you’ve tried.
I know that you can create unstoppable finances. I know that you’re destined for success. And I know you know it too. We just need to do the work together so that you can actually achieve it.
So your challenge for today, I want to know what your first step is. What is that tangible first step?
For most everybody, I think I realistically it can be starting that fund. If it’s not already done, if you have the fund, maybe add to it. But start that tangible step and we need to set that specific designation for it okay, it can’t just be like in some random savings account. This needs to be an account specifically for your secret financial goals.
I’m not asking you to share your secret financial goal, but if you want to, I’d love to hear it but I do want us send me a message on Instagram @aimeecerka and let me know what your first step is. And if you’ve completed it already, that is it for today and we’ll see you next week for another episode of the Your Money Your Life podcast. Bye for now!
Thank you so much for listening to the Your Money Your Life podcast. My favorite place to hang out is on Instagram. You can find me at @aimeecerka. Send me a message or post a screenshot and tag me! I love hearing from podcast listeners.
When you’re ready to master your money, go to https://workwithaimee.com. You and I will work together to ditch financial stress and struggle for good with a customized plan that works for you, your goals, your priorities, your life. I’ll see you next time on the Your Money Your Life podcast.
If you love today’s episode, make sure to subscribe wherever you like to listen to podcasts. That way you’ll receive new episodes right when they’re released, then leave a rating and review. It helps amazing people just like you find the show faster. We’ll see you next week!