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Do you know what a month-end report is? Typically it’s something that is talked about within your business finances but today we’re looking to see if it’s time for a month-end report for your personal finances. Inside this episode, you’ll learn if you need a month-end report, what you need to get started, and the best hack I’ve found in saving time with your month-end, let’s do this!

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Money Masters Inner Circle Academy –

Budgeting Simplified –

Net Worth Worksheet –

Podcast Keypoints
0:00 – Episode Overview
4:02 – Why You Need A Month End Report
7:57 – Time Saving Hack With Month End
9:04 – Intentionality With Your Finances
9:36 – Progress With Your Finances
10:08 – Recap
10:48 – Challenge – Waitlist – Academy!

Frustrated that you aren’t making the progress that you should within your finances? Create an unshakable money mindset with the Money Mindset Mastery Checklist

Read It! It’s Time To See If You Need A Month End Report!

Month End Reports for Personal Finances

Do you know what a month end report is?

Typically, it’s something that’s talked about within your business finances, right? But today, we’re looking to see if it’s time for a month and report for your Personal Finances.

Inside this episode, you’ll learn if you need a month end report, what you need to get started, and the best hack I found in saving time with your month end.

This is the Your Money Your Life podcast where ambitious women come together to have clarity, prosperity and confidence with their money without sacrificing precious time and well-deserved fun. So, let’s do this!

Welcome to the Your Money Your Life podcast. I’m your host, Aimee Cerka.

After my husband and I faced three major financial roadblocks in the last six years, I felt like I wasn’t doing all that I could and I had let my family down. It always felt like life was a struggle like I had to work harder than everyone else. It just came easy to them, and I didn’t feel worthy of success.

Until, a coach helped me see the successes in our experiences instead of our failures. This allowed me to create and implement systems to grow our network by 200,000+ while spending time with my loved ones and on my priorities. Now I help motivated women create the happiness, family life, financial security, and long-term wealth they deserve.

If you’re ready to eliminate stress, struggle, frustration and guilt within your finances, you’re in the right place. Welcome, I’m so glad you’re here!

Money Masters Inner Circle Academy

This episode of the Your Money Your Life podcast is brought to you by Money Masters Inner Circle Academy. I’m so freakin excited to be bringing the academy to you.

So, do you struggle with overwhelm, judgment, frustration or fear when it comes to your finances? Or do you just never have time to do the things that you know you need to? Or even know where to begin and end up in like this vicious cycle? How about when you finally get ahead, and then the refrigerator breaks, or a kid gets sick or the car needs to go to the shop and you lose all your hard work?

You’re not alone. Actually, you’re in the right place. Inside the brand-new academy, we’re going to start with the basics, creating a solid financial foundation for you that allows your budget to meet the three critical rules for growth. Then we’re going to add in power ups to make sure your hard-earned money goes farther and of course systematize the process that you have more time to do what you love with whom you love, all stress free.

The Academy Solution

When you have those tough moments where you just don’t know if you’re doing enough or even the right thing, you’ll have weekly group coaching calls so that you can get back into momentum, fast. As well as up to date relevant training for what’s going on now in the world and what’s coming. And of course, we’re going to do it all with simple practical strategies that actually work, in a fun manner!

That’s part of why we’re adding in the Execution Lab, a monthly meeting where we sit down, listen to some fun music and work on our finances. The stuff that we need to make time for, we’ll do it together! And of course, I’ll be there live with you if questions come up along the way.

The Academy officially opens in June. So, all you need to do right now to stay in the know and to be eligible for some pretty sweet bonuses, is go to and join the waitlist. Of course, if you miss that link, it’s going to be hanging out in the show notes for you.

Exploring Month-End Reports

Welcome back to another episode of the Your Money Your Life podcast. I’m your host Aimee Cerka.

I’m so excited to be here today.

We are talking about month in and a month end report. And, I really like I love a month end, okay.

So, what is a month end? A month end is simply like a reconciliation of the month’s numbers. It’s kind of like putting a bow on the package, okay? It’s like the final thing. So if you’re managing your finances on an ongoing basis, why would you need a month end, right? Like that’s probably the question that we’re asking.

The Importance of Month-End

And it’s a great question. The reason why we need a month end, is it helps prevent errors because we’re double checking everything. And it goes so much faster, which we’re gonna get to in a little bit, when you’re doing the regular stuff that you need to do on an ongoing basis within your finances.

So we do a month end so that we catch, prevent errors, we really stay on top of things, we’re double checking everything that we don’t miss a number. We are human. I know I’ve like inverted a number before and it was supposed to be like, you know, 91, and I put 19 or something like that. It’s a good time to also reflect, adjust your percentages, if you’re percentage-based budgeting like I recommend. And it also helps create a habit.

So even if the other stuff gets away from you, you got your Budgeting Simplified. We talk about doing like our daily money minutes, we talked about doing our weekly check-ins, all of those things. And if those get away from you, you still have your month and to fall back on, right?

Start with Your Net Worth

It’s also the time that we update our net worth. It’s really simple to do it, because we always look at like midnight on the first. So you’re not trying to figure out like, do you wait until this credit card closes to look at your month end or are you trying to pull these things at different time, like no, it’s like a timestamp. It’s a month end, update your net worth, this is what it was as of the first of the month, okay? Then you print it out, and you put it everywhere like I’ve told you to.

So at a minimum, when you’re getting started with your month end process, which we teach all inside of Money Masters Inner Circle Academy. We help you do all of those things like setting it up, we have a whole powerup training on month end. But at a minimum, start with your net worth.

Building Healthy Financial Habits

If nothing else, set a reminder, schedule a time in your calendar to calculate and update your net worth every single Monday, right? Or every single Monday… Oh my goodness, it’s been a long week. Every single first of the month timeframe, within that first week of the month. Okay?

Let’s see, timesaving hack. There we go, yep. So we talked about what a month end report is and we have like a whole checklist of everything that we include. Because yes, we are checking all of our accounts, we’re putting an end on it, we’re updating reports, all of those things are done and it sounds a lot more time intensive than it actually needs to be. Again, it’s about building that habit, we get in the routine, all of those things.

But we also have things that are added in to your month end that aren’t directly financially related. So we have like our household month end. The things that we need to do in the house, around the house every single end of the month. And a lot of them take like two seconds, it does not have to take a long time. But you’re building those habits, those routines and getting those things done on a consistent basis.

But at a minimum, like we said, start with your net worth, your time saving hack. This is the best way that I found to make this go faster, is using the Tracking System like we talked about inside Money Masters Inner Circle Academy, inside Budgeting Simplified, all the places. I tell you to use this system, right?

Syncing Your Accounts for Efficiency

So if you have the tracking system that you’re using, sync your accounts, if all possible. Because you’re going to be able to stay on top of those with doing your daily money minute, your weekly check ins, all those things. And again, if it feels overwhelming, there is support available to help you get the system in process, because that is the hardest part.

And that’s part of the reason inside Money Masters Inner Circle Academy, we’re adding the Execution Lab. So we’re gonna get together around the beginning of the month, just in time for your month end, just putting about out there. So we’ll get together, we’ll work on our finances for an hour together as a group, we’ll put on some fun music, we’ll make it fun, we’ll do it together so that it gets done. Because we know that bills will get paid, if we kind of just put this to the side. And, things will just kind of happen anyways.

Month End Reports for Financial Progress

But when we set the intentionality and we create our month end and do a month end report, which is really your net worth, you do these things, you are being intentional with your finances. And when you’re intentional with your finances, we can intentionally grow, right? So if you want those unstoppable finances, if you want those finances that are going to grow on autopilot, we have to do the work.

Building Consistent Financial Habits

Having a month end report is one simple way to make sure you’re continuing to progress month after month after month. Even if you have a month where the numbers go backwards, you’ve created this consistent habit of doing the month end, of doing the work that we need to. To check for errors, to update and see where things are at and stay up to date with your finances instead of just letting them pass by. You’re doing the work.

So, there we go. That is what I have for you today — talking about a month end report within your personal finances. We talked about that it was reconciling your month’s numbers, kind of putting a bow on everything, all the work you’ve done throughout the month.

The money you’ve spent, the money you’ve made, all those things happened so that we’re double checking everything, we’re adjusting percentages, we’re creating a habit — healthy financial habits. So even if other things, like life happens and it gets away from us, we still have this check in and we set aside the time, at a minimum, to calculate your net worth.

Join the Financial Journey

So your challenge for today, if you haven’t done it already, go get on the Money Masters Inner Circle Academy waitlist. I cannot wait to see you inside. I’m so excited for this program.

Like seriously, it has been so much fun to record all of this content, which a lot of it was there inside Money Masters Inner Circle. But everything’s gotten a makeover, all up to date content for you. We’re adding new things like the Execution Lab to make it the best possible experience possible (There’s a lot of possibles in that sentence) for you because I know these are the habits that we need to actually move forward.

Take the Challenge

So your challenge, get on the Money Masters Inner Circle Academy waitlist. Send me a message on Instagram, I’d love to hear – are you doing a month in are ready? Was this new information? Or maybe like option C? You’ve heard me talk about this before, but you’ve never actually done it? Maybe the Execution Lab sounds appealing because of that? I can’t wait to hear from you on Instagram at @aimeecerka. And we’ll see you next week for another episode of the Your Money Your Life podcast. Bye for now!

Connect with Aimee on Instagram

Thank you so much for listening to the Your Money Your Life podcast. My favorite place to hang out is on Instagram. You can find me at @aimeecerka. Send me a message or post a screenshot and tag me! I love hearing from podcast listeners.

Get Your Finances in Order

When you’re ready to master your money, go to You and I will work together to ditch financial stress and struggle for good with a customized plan that works for you, your goals, your priorities, your life. I’ll see you next time on the Your Money Your Life podcast.

If you love today’s episode, make sure to subscribe wherever you like to listen to podcasts. That way you’ll receive new episodes right when they’re released, then leave a rating and review. It helps amazing people just like you find the show faster. We’ll see you next week!

if you love today’s episode, make sure to subscribe wherever you like to listen to podcast. That way you will receive new episodes right when they are released then leave a rating and review. It helps amazing people just like you find the show faster. We’ll see you next week.

Sharing is caring!

Aimee Cerka
Aimee Cerka

The Money Confidence Coach - She helps motivated women, like you create the happiness, family life, financial security, and long-term wealth they deserve. Create unstoppable finances so that when the next curveball is thrown your way... You're prepared. Click Here to Learn More

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